Text or Call: 877-460-4747

Our Services

Wholesale, low-cost, and no-cost credit card processing solutions

We offer the best in affordable and appropriate solutions for processing credit and debit cards as well as ACH payments and invoicing. We represent YOU to industry providers, not the other way around. Simple pricing and honest service you can count on.

Merchant Services

Point of Sale Systems

E-Commerce Solutions

Gift Cards

Quickbooks Integrations

We have 4 Pricing Models to choose from:

Wholesale Plus

We take the wholesale rates we are charged by the card entities (Visa, MC, Amex, Disc), add a small percentage cover our cost of providing service, and that is your rate. Simple, Fair, Transparent.

Flat Rate Pricing

We take a look at your processing averages and offer you a simple flat rate that will be applied regardless of card type. This way you know your cost every single transaction. We will beat Square and all of our legitimate competitors or not offer you this model. The great thing about this program is there are no monthly, yearly, or PCI compliance fees for these accounts.

Edge Pricing

Eliminate up to 95% of all credit card processing fees by allowing the card holder to cover these fees. You choose how much to allow the cardholder to cover of the fees associated with processing. NO monthly, yearly or PCI compliance fees on these accounts.

Surcharge Pricing

Very Simple! The cardholder pays all fees on credit card transactions. You pay a low flat fee on debit card transactions. Not recommended for accounts where tipping is involved.

Point of Sale Solutions

We offer best in class Point of Sale solutions and, unlike most of our competitors, we have multiple platforms to offer. We have a POS Pros department that will do a full interview with every merchant and find the right solution to fit their needs and wants. There are so many things that the right point of sale can do to help smoothly run your business and we would like the opportunity to help you find that solution.

Already Have a Point of Sale System? We can still save you money!

If you have a point of sale system that you are satisfied with, we can become the processor on the backend and save you significantly. If you need or want a point of sale system we have partnered with some of the best in the business. You may even qualify for FREE EQUIPMENT.

We are proud to partner with Harbortouch

If you see your point of sale system as merely a business expense you are either in the wrong POS, or not seeing it as a profitable tool for your business.

We can help!

We Work For YOU, Not Large Corporations

To schedule your FREE online or phone consultation, click the button below or give us a call. We love helping our clients save money!

Step 1

Free Consultation

Step 2

Develop a Plan

Step 3

Save Money

What Our clients Are Saying

★★★★★

I've worked with Jonathan at Independent Merchant Brokers for credit and debit card processing solutions for both my clients and myself. Independent Merchant Brokers has made me reevaluate what I look for in merchant services. As a representative for their client's, they are able to put their client's needs first and secure fair and quality services. We were able to save time and money by trusting Independent Merchant Brokers. We will continue to recommend their services to our clients!

~Morgan M.

★★★★★

We just went to IMB for a few months now, they are Awesome. Saved us money, time and it was so easy to get started. Our Sales Rep Jonathan is Awesome, If I have an issue I can just pick up the phone and call him. Great Service I highly recommend using IMB !!

~Elvis H.

★★★★★

We've been with IMB for nearly eight years and have always been impressed with how responsive and eager to assist Sam and Caleb are! They're committed to small business solutions and no issue is too big or small for them to take the time to help us navigate the sometimes murky world of merchant processing. From on-site set up to ongoing maintenance, working with a local company like IMB has been (and will continue to be) such a pleasure!

~Erica W.